First Home Finance
A possible housing subsidy for first-time buyers in the qualifying income band.
Check income criteria The published programme income band and finance conditions must be assessed against the applicants, not simply this household estimate.
Who should explore this?
These are broad programme considerations, not a complete eligibility assessment.
- First-time home ownership and no prior qualifying housing subsidy.
- The Department describes a monthly income band of R3 501 to R22 000.
- Financing and other approval requirements apply.
Documents you may need
The official application may ask for additional information.
- Proof of income
- Identity documents
- Eligible financing or purchase documents as required
What we still need to confirm
These important conditions have not been verified by this short check.
- Individual/couple income basis
- First-time buyer and previous subsidy history
- Lender approval or alternative qualifying finance
Official information checked 2026-11-08. Programme rules may change.